The times go hard and it seems that everything rises excessively, except earnings. And if you have been looking for ways of how to save know that this can be a rather difficult task, but nothing impossible and the result is encouraging. To help you a little help, apart foolproof tips to apply on a daily basis and contain costs.
Write down your spending
This is the first step for those who want to organize financially. To learn where and how is spending your cash rich, note where every penny goes.
For such a task worth using a budget spreadsheet or even a book that should have all the information, such as housing costs, market, eating out, telephone, fees, tips, etc. That is, each real measly you spend should be noted.