The well-known quotation “If you fail to plan, you are planning to fail,” was believed to have first been said by Benjamin Franklin, when he wanted to emphasize the importance of preparation and planning to avoid failure. If your immediate plans involve purchasing your first property in the historic, ethnically diverse and multicultural City of Gloucester, make sure you have everything in place first. Write a comprehensive List of things to do and definitely make a Plan of Action. Without a plan, you are essentially setting yourself up to fail because you haven’t considered potential challenges or steps to achieve your moving house goals.
First thing on your to do List is 1) Organise your finances so that your credit score is a winner, 2) Ensure outstanding debts are paid down. 3) Speak to a local, reputable, experienced, Mortgage advisor Gloucester such as www.geniusma.com/, 4) Listen to their advice as to whether to get a tracker or a fixed-rate deal, especially if you’re self-employed, older or have a poor credit rating. 5) Agree a potential mortgage deal and look for a suitable property in Gloucester. 6) Visit the property at least three times before putting in an offer. 7) Once the offer has been accepted, notify your Mortgage advisor Gloucester. 8) Wait for all the searches and contracts to be finalised. 9) Pick up your Keys. 10) Move in, decorate and make the house your home.
